Flexible Retirement Savings for Entrepreneurs
A Simplified Employee Pension (SEP) IRA offers a quick, affordable, and tax-advantaged way for business owners to save for retirement. With high contribution limits and minimal administrative requirements, it’s an ideal solution for sole proprietors, independent contractors, and small business owners looking for flexibility.
Why Choose a SEP IRA with Allied Wealth Planners?
We take the guesswork out of retirement planning by helping you determine whether a SEP IRA is the right fit—and making the process simple from start to finish.
Smart Plan Comparison
- We evaluate SEP IRAs alongside other options like Solo 401(k)s and SIMPLE IRAs to help you find the best match for your needs and goals.
Hassle-Free Setup
- We handle all plan documentation and compliance so you can focus on your business while staying IRS-ready.
Tax-Optimized Strategy
- Our team ensures you’re taking full advantage of tax-deductible contributions and deferred growth opportunities.
Ongoing Support
- We offer annual reviews and guidance to help you adjust your contributions based on income and evolving business needs.
Who This Plan Is For
Self-employed individuals or sole proprietors with net earnings
Business owners with few or no employees
LLCs with one or more partners
Entrepreneurs seeking a flexible, tax-advantaged plan
High Contribution Limits
Contribute up to 25% of net income, with a cap of $69,000 for 2025.
Tax-Smart Benefits
Pre-tax contributions reduce taxable income, employer contributions are deductible, and funds grow tax-deferred. Roth contributions not available.
Simple to Maintain
No annual IRS filing requirements and minimal administrative upkeep.
Supplemental Savings Potential
Great for high-earning years or in combination with other retirement plans.
Ready to explore if a SEP IRA is right for you?
Contact Allied Wealth Planners for a complimentary consultation.
Related Plans
Solo 401(k) for Self-Employed Individuals
A high-impact savings option for independent earners. This plan offers control, flexibility, and higher contribution limits to help you build your future with confidence.
Personal Retirement Accounts (IRAs)
Flexible retirement plans tailored to your individual needs. A great option if you’re starting to save or want to build long-term security on your own terms.
SIMPLE IRA for Small Employers
A cost-effective retirement solution for small businesses. This plan offers valuable benefits for your team with minimal administrative effort.
Let’s Get to Work
No matter where you are in your financial journey, we’re here to help you move forward with confidence. Start the conversation today!